| Cover | 1 |
| Corporate Profile | 2 |
| Contents | 3 |
| Chairman's Statement | 4 |
| Board of Directors | 10 |
| Personnel | 15 |
| Year in Review | 20 |
| Corporate Information | 34 |
| FINANCIAL REPORT | 35 |
| Report on Corporate Governance | 36 |
| Directors’ Statement | 44 |
| Independent Auditor’s Report | 47 |
| Consolidated Income Statement | 49 |
| Consolidated Statement of Comprehensive Income | 50 |
| Balance Sheets | 51 |
| Consolidated Statement of Changes in Equity | 53 |
| Consolidated Cash Flow Statement | 55 |
| Notes to the Financial Statements | 57 |
| Additional Information Required Under The Mainboard Rules of the Singapore Exchange Securities Trading Limited | 162 |
| Shareholder Information | 163 |
| Notice of Annual General Meeting | 165 |
| Proxy Form | 169 |